Sim, o seguro pode ser adquirido individualmente ou em grupo. For individuals, subscription can be done directly through our ‘Individual subscription’ section. For groups, we set up a tailor-made plan. Note that the rates shown on this site typically concern individual subscriptions.

A assinatura individual é possível dos 18 aos 65 anos. A waiver is possible beyond that age, but a medical questionnaire will be requested. There is no age limit for group subscriptions.

Todos os marinheiros são elegíveis, estejam atualmente a bordo, em terra ou procurando emprego.

Somos flexíveis para nos adaptar à vida do marinheiro. The minimum commitment duration is 3 months, up to one year, renewable by tacit agreement.

Sim, a rescisão é possível a qualquer momento com um máximo de 2 meses de aviso.

The insurance may be underwritten in Euro (€), US Dollars ($), and Pounds Sterling (£). The levels of guarantees will be adapted to the currency of subscription. Payment may be made by bank transfer, direct debit, or bank cheque. Cash is not accepted.

L.O.L stands for Loss Of Life, and P.T.D stands for Permanent Total Disability. In the event of an incident causing death or permanent disability of the insured party, a lump sum capital is paid to the insured or their beneficiaries.

Não. O seguro compensa desde a primeira percentagem de invalidez sem um limite mínimo de incapacidade.

An ACCIDENT is a sudden event during the contract duration where the cause is beyond the insured’s control and causes physical injury. ILLNESS is a damage to health not caused by an accident, with objective symptoms established by a medical practitioner.

When an accident or illness occurs during a work contract causing a temporary stoppage and loss of income, TTD insurance supports the sailor’s salary during this period.

No. Daily allowances (TTD) are strictly linked to a labor contract. The compensation is typically paid to the shipowner.

The insurance works like a combination of social security and private health insurance. You are covered in your daily life both at home and at work, 24/7.

Não. Você está coberto desde o primeiro dia da assinatura do seguro!

Yes. The insurance is global. This is not simple travel insurance but global social coverage. For example, if you subscribed in Euros but receive care in Australia, you can choose to be reimbursed in Euros or Australian Dollars.

Yes, provided they are accredited by the country where they practice. If you are unsure, we advise going to a hospital.

Sim, todos os medicamentos prescritos por um médico são reembolsados.

Yes, specifically with the ‘PERFECT’ plan. This includes Physiotherapists, Osteopaths, Acupuncturists, and Chiropractors.

Yes, for ambulatory medicine (doctors, specialists, optical, etc.). However, for hospitalization (more than one night), you do NOT pay in advance. The hospital team will contact the insurance company directly with your insurance card.

The insurance company bases reimbursements on actual costs. If a procedure costs 50, reimbursement is based on 50. You are reimbursed 100% or 80% of this amount depending on the formula you subscribed to.

Os reembolsos geralmente levam entre 48 horas e 2 semanas.