Legal Notice

Last updated: January 2026

1. Website Publisher

The website www.yachtsecure.com is published by:

FROLSON (Y.I FROLSON)
SARL (Limited Liability Company) with capital of €7,000
Registered office: 45 avenue Pasteur, 06600 Antibes, France
SIREN: 810 629 147
SIRET: 810 629 147 00036
Antibes Trade Register: 810 629 147
VAT Number: FR65810629147
ORIAS Number: 15003012
Holder of financial guarantee and professional civil liability insurance in compliance with articles L 530-1 and L 530-2 of the French Insurance Code

Publication Director: Guillaume Grunberg
Contact: guillaume@yachtsecure.com

2. Hosting

HOSTINGER International Ltd.
61 Lordou Vironos Street, 6023 Larnaca, Cyprus
Registration Number: HE 335877
Email: support@hostinger.com

Data Hosting: Data is hosted on servers located within the European Union, in compliance with GDPR.

3. Service Description

YachtSecure is a yacht insurance analysis platform that enables users to:

• Create a secure personal account
• Upload and store insurance documents
• Benefit from automated insurance policy analysis
• Compare different marine insurance offers

Use of Artificial Intelligence Technologies: The site uses algorithms and artificial intelligence technologies to automatically analyze insurance documents uploaded by users. These automated processes aim to identify coverage, exclusions, and contractual terms. The results of these analyses are provided for informational purposes and do not substitute for personalized advice from an insurance professional.

4. General Terms of Use

Use of the website www.yachtsecure.com implies full acceptance of this legal notice. These terms of use are subject to modification or completion at any time. Users are therefore invited to consult them regularly.

The site is normally accessible 24/7, except for technical maintenance interruptions. FROLSON will endeavor to communicate the dates and times of intervention in advance.

FROLSON strives to provide information as accurate as possible. However, it cannot be held responsible for omissions, inaccuracies, or deficiencies in updates.

5. Intellectual Property

All elements of the site (structure, texts, images, graphics, logos, icons, sounds, software, databases) are the exclusive property of FROLSON or are subject to authorization for use.

Any reproduction, representation, modification, publication, or adaptation of all or part of the site elements, regardless of the means or process used, is prohibited without prior written authorization from FROLSON.

Any unauthorized use of the site or its elements will be considered as constituting infringement and prosecuted in accordance with the provisions of articles L.335-2 and following of the French Intellectual Property Code.

Third-Party Licenses: The site may use open source libraries and components. Corresponding licenses are available upon request.

6. Personal Data Protection (GDPR)

Data Controller: FROLSON, represented by Guillaume Grunberg

6.1 Data Collected

As part of the use of the site, FROLSON may collect the following categories of data:

• Identification data: surname, first name, email address, phone number
• Connection data: IP address, connection logs, browsing data
• Vessel-related data: yacht characteristics, insured value
• Insurance documents: policies, contracts, quotes uploaded by the user
• Payment data: banking information (processed by PCI-DSS certified providers)

6.2 Processing Purposes

Personal data is collected for the following purposes:

• User account management
• Provision of insurance analysis services
• Service improvement and user experience enhancement
• Communication with users
• Compliance with legal and regulatory obligations
• Statistics and traffic analysis (Google Analytics)

6.3 Legal Basis

Data processing is based on:

• User consent
• Performance of the service contract
• Compliance with legal obligations
• Legitimate interest of FROLSON

6.4 Retention Period

Personal data is retained for:

• Active accounts: duration of contractual relationship + 3 years
• Uploaded documents: until deletion by user or account closure
• Connection data: maximum 12 months (in accordance with legislation)
• Accounting data: 10 years (legal obligation)

6.5 User Rights

In accordance with the General Data Protection Regulation (GDPR) and French Data Protection Law, you have the following rights:

• Right of access: obtain confirmation that your data is being processed and obtain a copy
• Right of rectification: have your inaccurate or incomplete data corrected
• Right to erasure: obtain deletion of your data under certain conditions
• Right to restriction: request restriction of processing of your data
• Right to portability: receive your data in a structured format
• Right to object: object to processing of your data for legitimate reasons
• Right to withdraw consent: at any time, without affecting the lawfulness of processing based on consent before withdrawal

To exercise these rights, you can send your request by email to: guillaume@yachtsecure.com or by mail to: FROLSON, 45 avenue Pasteur, 06600 Antibes, France.

You also have the right to lodge a complaint with the French Data Protection Authority (CNIL): www.cnil.fr

6.6 Data Transfers

Your personal data is hosted within the European Union. In case of transfer outside the EU, FROLSON undertakes to implement appropriate safeguards in accordance with GDPR.

6.7 Data Security

FROLSON implements all appropriate technical and organizational measures to ensure the security of your personal data:

• SSL/TLS encryption (HTTPS) for all communications
• Encryption of sensitive data in database
• Strict access control to data
• Regular and secure backups
• Monitoring and logging of access

7. Cookies and Similar Technologies

7.1 Types of Cookies Used

The website www.yachtsecure.com uses the following cookies:

Strictly Necessary Cookies:

• Session cookies for authentication
• Security cookies
• Language preference cookies

Analytical Cookies:

• Google Analytics: audience measurement and traffic statistics (anonymized data)

Functional Cookies:

• Memorization of user preferences
• Enhancement of browsing experience

7.2 Cookie Management

During your first visit to the site, an information banner allows you to accept or refuse non-essential cookies. You can modify your preferences at any time.

You can also configure your browser to refuse cookies:

Google Chrome: Menu (3 vertical dots) > Settings > Privacy and security > Cookies and other site data

Firefox: Menu > Settings > Privacy and security > Cookies and site data

Safari: Preferences > Privacy > Manage cookies

Microsoft Edge: Menu (3 dots) > Settings > Cookies and site permissions

Refusing cookies may limit access to certain site features.

8. User Accounts and Content

8.1 Account Creation

Access to YachtSecure’s full services requires creating a user account. You agree to provide accurate information and maintain the confidentiality of your credentials.

8.2 Uploaded Documents

Users can upload insurance documents to the platform. FROLSON undertakes to:

• Store these documents securely and confidentially
• Use them only for the requested analysis
• Not share them with third parties without explicit consent
• Delete them upon user request or account closure

8.3 Content Responsibility

The user is solely responsible for documents and information uploaded to the platform. The user guarantees having all necessary rights to such content.

FROLSON reserves the right to delete any content that:

• Violates applicable legislation
• Infringes third-party rights
• Is unlawful, offensive, or inappropriate

9. Hyperlinks

The website www.yachtsecure.com may contain links to other sites. FROLSON exercises no control over these sites and disclaims any responsibility for their content, availability, or privacy policy.

10. Limitation of Liability

FROLSON cannot be held responsible for:

• Direct or indirect damage resulting from use of the site
• Service interruptions for maintenance or force majeure
• Use of unsuitable equipment or equipment infected by a virus
• Decisions made based on automated analyses provided by the platform

Analyses provided by YachtSecure are given for informational purposes. They do not constitute personalized legal or financial advice. It is recommended to consult an insurance professional before any important decision.

11. Consumer Mediation

In accordance with Article L.612-1 of the French Consumer Code, in case of dispute, you can use a consumer mediator free of charge:

Insurance Mediator
TSA 50110
75441 Paris Cedex 09, France
Website: www.mediation-assurance.org

This recourse is only possible after attempting direct amicable resolution with FROLSON.

12. Applicable Law and Jurisdiction

This legal notice is governed by French law.

In case of dispute, and failing amicable resolution, exclusive jurisdiction is attributed to the competent courts of Antibes, notwithstanding plurality of defendants or third-party proceedings.

13. Applicable Laws and Regulations

• Regulation (EU) 2016/679 of 27 April 2016 (GDPR)
• French Law No. 78-17 of 6 January 1978 as amended relating to data processing, files and freedoms
• French Law No. 2004-575 of 21 June 2004 for confidence in the digital economy
• French Consumer Code
• French Insurance Code

14. Contact

For any questions regarding this legal notice or the use of your personal data:

FROLSON
45 avenue Pasteur
06600 Antibes, France
Email: guillaume@yachtsecure.com

15. Credits

Images: www.fotolia.com ; www.shutterstock.com ; Google Imagen 3
Design and Development: FROLSON